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The second of the two primary pillars of aging is financial well-being. The answer to the question - can I retire? - is based on Social Security, employer pension plans and savings income versus the retirement cost of living. Retirement Life Matters provides simple calculators, retirement information and tools to maintain healthy finances.
There are multiple financial choices and options available for the new retirement. Retirement Life Matters does not advise you. You need to make the decisions based on your unique lifestyle to find your retirement income security. Retirement Life Matters provides information written by non-technical people that is easy to understand.
Annuities seem complicated to many. Explained simply, Different Annuities shows options that are available to you, while Are Annuities Right for You? helps you identify if their best for retirement.
In Consider a Reverse Mortgage you will learn how this fairly recent vehicle will help you take advantage of the equity you have in your home and still live in it.
One of the greatest resources as you need as you get older is trusted financial advisors. It can also be a frighten undertaking to find the advisor who is right for you. How to Hire Financial Advisor provides key information to services seniors need in a financial advisor and how to evaluate them. Questions to Ask Your Financial Advisor offers specific questions to ask your current or potential financial advisors.
Financial health is not only the realty of income/expenses, and assets/liabilities, but also includes your attitude and relationship to money. Prior to retirement, working for money consumed many. Making the transition to not earning a living often leaves people feeling uncomfortable and vulnerable. Having a successful seniors life depends on how you feel about money. What's Your Relationship to Money? explores your attitudes towards money and how it affects you're ability to make sound financial choices.
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Articles |
Consider a Reverse Mortgage
A reverse mortgage offers a unique approach to owning real estate, as well as providing an untapped source of retirement income security for retirees. The biggest selling point is that the home owner can receive cash from the equity in their ho ... |
How to Organize your Finances?
Do you wonder how to get organized? Chances are, at least once a month, you spend time going through financial statements, medical bills and other documents. Depending upon your accounting and computer skills, this can be a much d ... |
Questions to Ask a Financial Advisor
At least one time in your working years, you have wondered if you need a professional financial advisor. Do you wonder what is a financial advisor? A financial advisor, also called a financial planner, lends guidance for any money m ... |
What is Your Relationship to Money?
The psychology of money is a very fascinating subject because money affects people so profoundly. Money psychology affects us all. Many people become desperate to earn more money or spend more on bigger and better items. Have you ev ... |
Term Life Versus Whole Life Insurance
By Colleen KingWhat’s the Difference between Term Life Insurance and Whole Life Insurance?One of the best things about getting my insurance license was learning the difference between the two basic types of insurance, which had eluded me for years. ... |
Could You Become Car Free?
By Akaisha KaderliIt wasn’t a decision we took lightly.In fact, Billy and I discussed the idea of becoming car free for several years. There were solid pros for this decision: no more maintenance and repair costs, no more fees for insurance, license ... |
Resources For Becoming Car Free
By Akaisha KaderliIn an earlier article, I explained our decision to become car free after years of deliberating the pros and cons of such a choice. Retirement takes many expressions and even if you could never see yourself as becoming free of car ow ... |
Retirement Money and Why There is Never Enough
By Cathy SeversonWhen you were a young child and wanted a new toy or a piece of candy, your parents most likely told you to clean your room, take out the garbage or wash the dishes to earn whatever money you needed to purchase the desired object.&nbs ... |
Annuities: Are they Right for Your Retirement Portfolio?
Annuities are form of tax deferred retirement income for retirees. How it works in principle is fairly simple, but as all things in life, the devil is in the details. Annuities mirror social security in that they pay out a structured amou ... |
The Difference between Fixed and Variable Annuities
Annuities are generally retirement income based assets that allow capital appreciation to grow tax free until distributions are made. They usually provide retirement income security after you quit working. In this aspect, they are g ... |
How to Hire a Financial Adviser
Hiring a financial adviser is not an easy task, especially if you are new to investing or feel uncomfortable having someone other than yourself or family member overseeing your financial well being. You first have to find a financial advisor, t ... |
Live a Debt Free Retirement
In a society that has encouraged you to spend beyond your means, the idea of living debt free is foreign to the boomer generation. As baby boomers reach retirement age, many want to eliminate the stress associated with monthly credit card debt. ... |
What is your Credit Score
Your credit score is probably one of the most important numbers you will ever be tagged with throughout your lifetime. As aging adults reach retirement age, many don’t think of their credit score as a valuable retirement asset. If you are ... |
Number 4 Reason For Living Trusts: Avoid Probate
Ed. Note: Older adults have planned many aspects of retirement, but failed to create an estate plan. Explore how living trusts can help avoid probate.By Michael P. Pancheri, Esq.Reason #4: Avoid Probate. It is true that property in your revocab ... |
Number 5 Reason For Living Trusts: Avoiding a Will Contest
Ed. Note: Older adults have planned many aspects of retirement, but failed to create an estate plan. Explore how living trusts can help avoid a will contest.By Michael P. Pancheri, Esq.Reason #5: Avoiding a Will Contest. It is true that a will ... |
Number 6 Reason For Living Trusts: Secure Your Privacy
Ed. Note: Older adults have planned many aspects of retirement, but failed to create an estate plan. Explore how living trusts can help protect your privacy.By Michael P. Pancheri, Esq.Reason #6: Privacy. Most of us naturally dislike the concep ... |
Trials and Heirs
Trials and Heirs by Andrew Mayoras and Danielle MayorasBook ReviewDid you Know?Chief Justice Warren Burger left a will that contained only 176 words for an estate worth over $1.8 million.“Queen of Mean” Leona Helmsley created a $12 million trust to c ... |
Suddenly a Widow: 9 Contacts You Need to Make
By Chloe JonPaulLosing your spouse plunges you into grief where even simple daily tasks become burdensome. Yet there are certain matters which the new widow must be taken care of immediately in order to protect your financial future. David W. Latko, ... |
Does Money Make You Mean?
By Chloe JonPaulThat question was posed by Jay MacDonald, a Bankrate.com contributing editor, in an article published on-line at AOL. He referred to a recent behavioral study that says people with money on their minds tend to be less helpful, less co ... |
Makin Whoopee or How to Have a Secure Retirement
Excerpt "Money Games: 85 Fun Ways to Save Money and Attract Abundance."By Randy PetrickWouldn’t it be nice to have a safe, secure retirement filled with abundant income—enough that you can spend your time concentrating on “makin’ whoopee” and/or havi ... |
Trends That Will Affect Seniors Retirement - Inflation
By Stan SpectorI want to introduce you to some of the trends that are currently happening that will change the traditional picture of seniors retirement from what you picture it will be today.Price inflation (CPI) is what we typically think of when w ... |
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